Is your landscape lighter insured?

13 Jun Is your landscape lighter insured?

by Mike Gambino

It may come as a surprise to some that not all landscape lighting companies and not all home improvement contractors carry general liability insurance that protects the homeowner in the event something goes wrong. Whether you are lighting a primary residence, lighting a vacation home, or lighting a real estate investment property, hiring someone who is properly insured is very very important.

Its important you make sure that the Los Angeles landscape lighter you hire carries current business liability insurance. And you should also make sure that any employees of the landscape lighting company are covered by Workers Comp Insurance. Accidents happen, and you want to make sure that your personal assets, as the homeowner are protected.

GAMBINO LANDSCAPE LIGHTING, the premier landscape lighting company in Los Angeles and most of southern California, carries $2 million in aggregate liability business insurance. And our employees are covered by Workers Comp Insurance as mandated by California law.

Landscape lighting business liability insurance should be a standard business expense for all professional landscape lighters. If the landscape lighter you have hired is significantly less expensive than other Los Angeles landscape lighting companies, there is a good chance that they do not carry liability insurance that will protect you in the event of a loss caused by the lighting company. There is also a good chance that they are breaking California law by illegally hiring employees without paying Workers Comp Insurance.

Protect yourself and protect your assets by asking your landscape lighter to provide you with current proof of insurance for liability and Workers Comp insurance.

This landscape lighting blog is published by Mike Gambino of Gambino landscape lighting inc. all rights reserved. Mike is a professional landscape lighting system designer/ builder and has been designing, installing and maintaining landscape lighting systems for more than 20 years. Mike resides in the Los Angeles area with his wife and 2 sons. To visit his website go to www.gambinolighting.com . To inquire about hiring Mike please click here .

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